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-   -   Insurance questions (http://www.buggiesgonewild.com/electric-club-car/85347-insurance-questions.html)

Outlawcart 09-09-2013 04:41 PM

Insurance questions
2007 Club Car Precedent. 48 volt.

Trying to write a policy.

What would the cost new be for this cart. I estimated about $5500.

Also what is the HP usually? I told her about 5 HP. (I know it doesn't do a wheelie soooo)

Told her I would look it up and get back but don't see a lot on Google, just upgrades.

scottginfla 09-09-2013 04:50 PM

Re: Insurance questions
depends on if you are doing a replacement value, or current market value, HP around 3

A plain jane cart straight off the course can be had for 2k or under

Outlawcart 09-09-2013 09:10 PM

Re: Insurance questions
Some companies systems are set up either to show a cost new or a value. This system asks specifically for a cost new and then is set up to either do replacement value or depreciation value.

It really does not need to be exact and I am sure they would put in whatever I tell them but am I around the general ball park at guessing $5500 new?

kernal 09-10-2013 07:49 AM

Re: Insurance questions
My neighbor bought a new electric Precedent in 2008. Sticker was about $7K including lights and some minor upgrades like nice hubcaps and aftermarket dash. Configured for golf so no rear seat.
HP is in the 3-4 range I think.

Outlawcart 09-10-2013 08:51 AM

Re: Insurance questions
Cool, thanks...you just made my premium go up $3. :lol:

subby44 09-10-2013 10:10 AM

Re: Insurance questions
Some homeowners policies will cover the cart a lot cheaper than a stand alone policy!!

Outlawcart 09-10-2013 10:40 AM

Re: Insurance questions
Great idea. I'll ask when I get her on the phone again today.

I'll also have to see if that would meet the campground liability requirements or if it just covers theft, etc.

subby44 09-10-2013 12:17 PM

Re: Insurance questions
should cover both. The liabilty Ins. will extend over from the Homeowners policy.

Outlawcart 09-10-2013 01:46 PM

Re: Insurance questions
I asked about the Homeowners coverage and this company does not offer coverage under the Home policy.

I got full coverage however at $67 a year so they do me pretty good usually.

chuck70 10-03-2013 09:18 PM

Re: Insurance questions
I know I am late on this but what insurance comp. did you use? I was quoted $220 a year.

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