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Old 05-08-2017, 06:47 AM   #21
Kashmir
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Default Re: Insurance

My coverage in campgrounds while driving is under my homeowners insurance.
Strangely enough though, my camper, even though stationary, is covered under my auto insurance.
While we're at it, I will say that I think there should be two "kinds" of insurance for campers. One through auto insurance for those that tow their camper and one for those who's campers never leave a permanent campsite.
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Old 05-08-2017, 06:57 AM   #22
Tommy T
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Default Re: Insurance

I have allstate same coverage as a 4 wheeler? $ 60. a year, to be legal. $ 160 a year for full coverage. but had to go as LSV. The state gave the cart a vin#. I was told when I did it 2 years ago that it could only be electric, but now every cart place in town has gas carts for sale that are street legal. I have seen side x side's running around with tag's on them. But can not believe the number of carts running around with no tag's, no insurance, and every cop in town just waves at them. I will take the time and money to be safe where they can not have a dad day and end up in the back of a car going for a ride down town.
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Old 05-08-2017, 07:09 AM   #23
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Default Re: Insurance

Quote:
Originally Posted by Daubers View Post
That is very true, however I am not sure how it applies? I didn't ONLY insure it for theft? Like I said, full coverage. Just because I cannot drive it on the roads in PA doesn't mean that I don't want to be covered in campgrounds, public trails, etc ( all which require liability insurance ).
I'm like Daubers. I'm in Pa. and my Cart has insurance just like my car's and truck. Liability limits are the same as my vehicles and I also carry a $1-Mil umbrella policy that my cart is also covered. Hey....you never know if your cart is parked on a hill and the brake decides to let go and run over three kids and a dog. I would be devastated if such an event or a similar event would occur, but insurance is purchased for a reason.
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Old 05-08-2017, 09:44 AM   #24
Unicorn
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Default Re: Insurance

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Originally Posted by golf cart man View Post
My neighborhood requires insurance I use Foremost its $75 or less.
I too use Foremost. South Carolina. Same coverage as a car and covers it if stolen. $75. Also, my serial # has 3 zeros as well.

Last edited by Unicorn; 05-08-2017 at 12:29 PM.. Reason: additional info
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Old 05-08-2017, 12:06 PM   #25
klubber
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Default Re: Insurance

I have three carts with Progressive and all three have zeros in Serial.
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Old 05-08-2017, 04:58 PM   #26
Kashmir
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Default Re: Insurance

Zero's are fine if it's a 17 digit VIN.
It's the letter o that is not put in VIN numbers.
I'm sort of a grammar nazi, one of my pet peeves is when someone says "o" when they mean zero.
I'm kind of a d-bag about it. If someone gives me a phone number and they say "o" instead of zero, I will ask them, by "o" you mean 6?

Yeah....I'm that guy...
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Old 05-08-2017, 05:01 PM   #27
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Default Re: Insurance

Quote:
Originally Posted by Kashmir View Post
Zero's are fine if it's a 17 digit VIN.
It's the letter o that is not put in VIN numbers.
I'm sort of a grammar nazi, one of my pet peeves is when someone says "o" when they mean zero.
I'm kind of a d-bag about it. If someone gives me a phone number and they say "o" instead of zero, I will ask them, by "o" you mean 6?

Yeah....I'm that guy...
I have one letter O and 3 Zeros in my 9 digit VIN.....

Sent from my LGLS992 using Tapatalk
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Old 05-08-2017, 05:19 PM   #28
Kashmir
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Default Re: Insurance

I said 17 digit VIN.
No auto manufacturer can put a letter "O", "Q", or "I" in a automobile (car, truck etc) in the 17 digit standardized VIN.
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Old 05-08-2017, 05:25 PM   #29
Daubers
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Default Re: Insurance

You said:

Quote:
Originally Posted by Kashmir View Post
Zero's are fine if it's a 17 digit VIN.
I am saying zeros are fine even if it NOT a 17 digit VIN.

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Old 05-08-2017, 05:29 PM   #30
Kashmir
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Default Re: Insurance

Of course....the shorter VIN's are not standardized.
You can have zero's, Q's and O'q right next to each other...
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