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11-21-2016, 05:30 PM | #1 |
Gone Wild
Join Date: Nov 2008
Location: Florida
Posts: 484
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Florida ASPT (ex-golf cart) Insurance???
The most recent thread was over a year old and it provided no leads. No one in Florida wants to write an insurance policy for a 2016 ASPT LSV. I've tried Progressive, Travelers, and my local insurance agent has tried about 9 others to no avail! She eventually found a company out in Utah that writes policies but I'm paying $961 per year for the minimum bare bones coverage required to be legal in Florida. Does anyone have RECENT first hand experience obtaining insurance for their golf cart turned street legal?? If not I'll just stick with what I have but it seems high. I can't use USAA because I have no connection.
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11-21-2016, 05:59 PM | #2 |
Gone Wild
Join Date: Feb 2011
Location: Chattanooga TN
Posts: 2,105
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Re: Florida ASPT (ex-golf cart) Insurance???
Go online and Google Stratum Insurance Agency LLC. They write policies through Safeco Ins Co. My cost is $135 /yr. Your premium my vary.
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11-21-2016, 07:14 PM | #3 |
Cave Dweller
Join Date: Apr 2013
Location: Always On The Move
Posts: 22,216
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Re: Florida ASPT (ex-golf cart) Insurance???
im with statefarm in largo (st pete area) . no problem writing a policy . i posted a copy of mine here post #414
http://www.buggiesgonewild.com/elect...ml#post1227320 |
11-21-2016, 08:36 PM | #4 |
Not Yet Wild
Join Date: Jul 2013
Posts: 41
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Re: Florida ASPT (ex-golf cart) Insurance???
Amica Mutual is who insured mine
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11-22-2016, 01:25 PM | #5 |
Gone Wild
Join Date: Nov 2008
Location: Florida
Posts: 484
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Re: Florida ASPT (ex-golf cart) Insurance???
good deal...thanks guys. I'll start calling those people and post my progress.
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11-22-2016, 04:54 PM | #6 |
Gone Wild
Join Date: Nov 2008
Location: Florida
Posts: 484
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Re: Florida ASPT (ex-golf cart) Insurance???
So, State Farm does it. I called a State Farm agent in Jupiter and she said they do not do it. The lesson here is to call a State Farm agent until you get one who is willing to do just a little more work than normal to get it done because they will insure it. So it comes out to be $48/mo.
(Thanks Swan) I'll still call Amica mutual and compare their rates... already down from $80/mo to $48 so far.... |
11-22-2016, 07:05 PM | #7 |
Cave Dweller
Join Date: Apr 2013
Location: Always On The Move
Posts: 22,216
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Re: Florida ASPT (ex-golf cart) Insurance???
Any problems you can call my guy
Jay Littlejohn Statefarm 10500 Ulmerton Rd. Suite 736 Largo, FL 33771-3544 Office Phone: 727-586-1111 Toll Free: 800-277-0991 Fax: 727-585-9151 Office Hours Mon - Fri 8:30am to 5:00pm |
11-22-2016, 07:15 PM | #8 |
Gone Wild
Join Date: Aug 2016
Location: Galveston, Texas
Posts: 720
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Re: Florida ASPT (ex-golf cart) Insurance???
My State Farm agent just added it to my existing account, no problem.
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11-22-2016, 07:53 PM | #9 |
Gone Wild
Join Date: Feb 2011
Location: Chattanooga TN
Posts: 2,105
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Re: Florida ASPT (ex-golf cart) Insurance???
One thing to remember. Once you convert it to a LSV never call it a golf cart again. It's to confusing for most insurance agents.
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11-22-2016, 10:43 PM | #10 |
Gone Wild
Join Date: Nov 2008
Location: Florida
Posts: 484
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Re: Florida ASPT (ex-golf cart) Insurance???
Swan- thanks bud
Jjance- yes, that is very important...never mention those words, "golf cart" or the agent will forever call it that because they don't understand "ASPT" I am very disenchanted with Progressive for happily taking my 2 cars and then immediately dropping the ASPT coverage when it was supposed to be a package deal. Oh well, they'll have me for 30 days and then I'm switching all vehicles to State Farm. |
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