05-20-2018, 09:23 PM | #1 |
Not Yet Wild
Join Date: Jun 2017
Posts: 49
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LSV Insurance
Just wondering who everyone is using to insure their LSV golf carts to get plates and what the rates are like?
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05-20-2018, 10:15 PM | #2 |
Not Yet Wild
Join Date: Mar 2018
Location: North Houston, TX
Posts: 21
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Re: LSV Insurance
USAA insures my cart. My premium is $125/yr. in Houston, TX and I’m a long time customer.
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05-20-2018, 11:43 PM | #3 |
Gone Insane
Join Date: Oct 2016
Location: Richmond, VA
Posts: 14,214
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Re: LSV Insurance
Markymizzle this topic has been discussed before.
I will say this much to help prevent expensive future surprises. Depending on your state, or maybe even your locality, make certain your agent knows what you are talking about. Golf cart insurance is different for what you may need for an LSV that will be used on a public road. Some, perhaps even most insurance agents will quote a price and sell you insurance for something they don't understand. If it goes through your DMV it may be classified the same, or nearly the same as an automobile. You may even get a letter from your DMV stating your driver's license has been revoked for failure to pay insurance. Hope none of this happens to you. Check your state laws and make sure your agent understands what type insurance you need. |
05-21-2018, 05:47 AM | #4 |
Cave Dweller
Join Date: Apr 2013
Location: Always On The Move
Posts: 22,117
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Re: LSV Insurance
I use statefarm and its just about the same cost of a cheap car
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05-21-2018, 10:02 AM | #5 |
Not Yet Wild
Join Date: May 2018
Location: Gilbertsville, PA
Posts: 18
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Re: LSV Insurance
My cart was added to my Motorcycle policy by Progressive. I called then to ask about insurance for it and they said they do not sell individual policies if you already have a Motorcycle policy with them.
As my main bike is a rather high dollar / relatively high cost to insure unit, adding the cart only added $20 to my policy cost. |
05-21-2018, 04:37 PM | #6 |
Gone Wild
Join Date: Apr 2017
Location: SE TN
Posts: 2,218
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Re: LSV Insurance
I use Safeco $100/yr. Somebody earlier mentioned the difference that there is a difference between LSV and Golf Cart insurance. To be sure your insured correctly be sure they issue a State Proof of Insurance. With golf cart insurance you don't get one.
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05-22-2018, 10:06 AM | #7 |
Getting Wild
Join Date: Aug 2007
Location: Western PA summers and Central FL winters
Posts: 95
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Re: LSV Insurance
In PA I get a proof of insurance card with State Farm. Neither of mine are street legal and one is actually in FL year round and the second one will soon be there too.
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05-22-2018, 12:52 PM | #8 |
Gone Wild
Join Date: Nov 2008
Location: Florida
Posts: 484
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Re: LSV Insurance
I had the hardest time here in Florida. All the local State Farm agents wouldn't do it. Then Progressive said yes but a week later said no. My agent finally found a policy through Prime Property & Casualty Insurance out of Utah...$900 for the year. Don't ever mention the words, "golf cart" when looking for insurance. It's the kiss of death.
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05-22-2018, 01:56 PM | #9 |
Cave Dweller
Join Date: Apr 2013
Location: Always On The Move
Posts: 22,117
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Re: LSV Insurance
Extractor , if you want you can give my guy a call . I had no problem getting LSV insurance
Jay Littlejohn - State Farm Insurance Agency Insurance agency in Largo, Florida Address: 13220 Starkey Rd #700, Largo, FL 33773 Phone: (727) 586-1111 |
05-09-2019, 03:14 PM | #10 |
Not Yet Wild
Join Date: Apr 2019
Location: Lakeland, FL
Posts: 39
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Re: LSV Insurance
looking to get FL insurance. Need to find someone who is willing to insure the LSV as a stand alone policy, any ideas?
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