LSV Florida Insurance ?

flharleycop · 03-26-2013, 11:41 AM

I am in the process of getting my cart street legal in Florida. I know that you need insurance, from those you in FL where did you get your insurance and what would be the price I should expect.

Thanks

subby44 · 03-26-2013, 12:25 PM

Harley... I am Ins. agent... I am not sure how Fla. is on the policies there.. You might want to check with your homeowners policy... some of those will extend cvg. to the cart for a small fee.. a lot of agents will not tell their customers that because they can make more commision on a new policy V/S an endorsement on an existing one... Just a thought... Might be worth checking it out.. Hope this helps...

JohnnieB · 03-26-2013, 01:10 PM

I don't know about FL, but I added mine to my existing USAA auto insurance policy.
I don't remember the exact amount, but it only upped the premium by about $20/year.

azTony · 03-26-2013, 01:15 PM

Mine was $13/year and any upgrades made I should keep receipts for. We have home owners and auto in the same policy

subby44 · 03-26-2013, 01:40 PM

Yeah, They are pretty Inexpensive rides to add to a policy.. Very Smart move you two!! esp on theft it iwll help out..

flharleycop · 03-27-2013, 07:32 AM

Thanks I was hoping it would be cheap. S. FL insurance is crazy expensive here.

Rickochet · 03-27-2013, 09:04 AM

Quote:

Originally Posted by JohnnieB

I don't know about FL, but I added mine to my existing USAA auto insurance policy.
I don't remember the exact amount, but it only upped the premium by about $20/year.

+ 1 But mine cost a bit more because I got comprehensive coverage. My cart sits in a park parking lot during the summer weeks with about 40 other carts and I wanted some theft protection. I have both homeowners and auto ins. with USAA and they added the cart to the auto policy.

TX-AMC · 03-28-2013, 03:20 PM

I have home and auto with USAA also and they added the cart to my auto policy.

03-26-2013, 11:41 AM	#1
flharleycop Gone Wild Join Date: May 2012 Location: S. Fl Posts: 237	LSV Florida Insurance ? I am in the process of getting my cart street legal in Florida. I know that you need insurance, from those you in FL where did you get your insurance and what would be the price I should expect. Thanks

03-26-2013, 12:25 PM	#2
subby44 Gone Wild Join Date: Mar 2011 Location: The hills of WV... Posts: 330	Re: LSV Florida Insurance ? Harley... I am Ins. agent... I am not sure how Fla. is on the policies there.. You might want to check with your homeowners policy... some of those will extend cvg. to the cart for a small fee.. a lot of agents will not tell their customers that because they can make more commision on a new policy V/S an endorsement on an existing one... Just a thought... Might be worth checking it out.. Hope this helps...

03-26-2013, 01:10 PM	#3
JohnnieB Techno-Nerd Join Date: Jun 2011 Location: West Virginia Posts: 19,654	Re: LSV Florida Insurance ? I don't know about FL, but I added mine to my existing USAA auto insurance policy. I don't remember the exact amount, but it only upped the premium by about $20/year.

03-26-2013, 01:15 PM	#4
azTony Gone Wild Join Date: Jan 2013 Location: Sun Lakes, Arizona Posts: 610	Re: LSV Florida Insurance ? Mine was $13/year and any upgrades made I should keep receipts for. We have home owners and auto in the same policy

03-26-2013, 01:40 PM	#5
subby44 Gone Wild Join Date: Mar 2011 Location: The hills of WV... Posts: 330	Re: LSV Florida Insurance ? Yeah, They are pretty Inexpensive rides to add to a policy.. Very Smart move you two!! esp on theft it iwll help out..

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03-27-2013, 07:32 AM	#6
flharleycop Gone Wild Join Date: May 2012 Location: S. Fl Posts: 237	Re: LSV Florida Insurance ? Thanks I was hoping it would be cheap. S. FL insurance is crazy expensive here.

03-28-2013, 03:20 PM	#8
TX-AMC Not Yet Wild Join Date: Dec 2012 Location: Houston, Texas Posts: 22	Re: LSV Florida Insurance ? I have home and auto with USAA also and they added the cart to my auto policy.

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